David Lubertozzi 
Member since Mar 12, 2013


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Recent Comments

Re: “The Warriors' Empty Gesture

Can anyone provide an example of when local government subsidized a sports arena that resulted in a net benefit to the citizens they supposedly represent?

Posted by David Lubertozzi on 03/27/2018 at 5:54 PM

Re: “Racial Profiling Via Nextdoor.com

For cryin' out loud! Has is not occurred to anyone that getting over the fear of what unknown (to you) people in your neighborhood might be up to is more easily cured by getting out of your house and meeting and talking to your neighbors than reporting them anonymously on a "social" website? Have we become a nation of chickenshit tattletale hall monitors? Please find your balls, America.

Posted by David Lubertozzi on 10/08/2015 at 11:49 PM

Re: “When Landlords Target Tenants in Rent-Controlled Buildings

I was subletting at my last place and when the master tenant moved out, the landlord at first told me I could stay on, but then his agent refused to accept my rent checks and cut off all communication with me. I realized it is very difficult to prove you have attempted to pay in good faith with a check. Although it makes a great record of an accepted payment, if they want to mess with you like this, all they have to do is deny they ever got it.
When I moved into my new place I immediately set up autopay through my bank, now if they want to pretend I haven't paid they would have to actively refuse the payment from the bank itself.

8 likes, 2 dislikes
Posted by David Lubertozzi on 07/03/2015 at 11:44 AM

Re: “The High Cost of Driving While Poor

Fines should be income-based, so poor people are not disproportionately hit and so rich a-holes don't flaunt the law because the fines are inconsequential to them. Denmark just gave one of the latter a $48,000 speeding ticket (not his first either!).

28 likes, 6 dislikes
Posted by David Lubertozzi on 05/07/2015 at 6:19 PM

Re: “The Fight to Regulate Health Insurers

In 1982, renowned WSJ financial writer Andrew Tobias wrote an expose of the insurance industry titled "The Invisible Bankers". The title, far from a conspiracy theory, reflected the well-documented fact that the insurance industry at the time controlled a portion of our wealth equal to that of the financial industry, but unlike the (formerly) regulated financiers, insurance companies were pretty much free to do whatever they liked with our money including taking large sums as premiums and then gambling it away, refusing to pay claims when they didn't want to or raising premiums to cover their losses. There was no federal regulation, and the existing state-by-state insurance commissioners were a good-ole-boy network of former insurance industry execs. This is still the case today.

As evidenced by the rise of the shadow banking system and the 2008 global financial crisis, Tobias correctly predicted that insurance and finance would become more intertwined and continue to grow as a share of GDP, with bad consequences for the American public (although I'm sure he had no clue that all of the financial safeguards erected in the New Deal would be torn down). Too bad nobody in power was listening then, when the cancer could have been nipped in the bud.

3 likes, 0 dislikes
Posted by David Lubertozzi on 11/01/2014 at 8:10 PM

Re: “When the Water Runs Out

I just finished reading Marc Reisner's Cadillac Desert; this sobering but highly entertaining piece of history should be required reading for everyone in California. The question is not "will we run out of water?" but ""when will we run out of water, and what can we do to postpone that day?"

Posted by David Lubertozzi on 09/11/2014 at 7:32 PM

Re: “Oakland Seeks to Tighten Rent Control Rules

I've been forced out of my last two homes in Oakland by landlords that wanted to renovate and jack up the rent. Finding any useful information about your legal rights (like answers to Yes/No questions: Can he raise the rent to whatever he wants after the master tenant leaves? Can he kick us out?) and how to defend yourself against a greedy landlord is damn near impossible. EBLC won't talk to you if make more than poverty level, the rules on the city website take a lawyer to understand, especially with the concessions given by the state under Ellis and Costa-Hawkins, and private attorneys won't even give you advice unless they agree to "take your case", i.e., only if they smell big money to made suing your landlord. The little guy continues to get screwed here, and this trend is rising with the influx of SF refugees fleeing insane rents in the city - hang on to your hats, residents of "NOBE", you're at ground zero. - A former Temescaler.

4 likes, 8 dislikes
Posted by David Lubertozzi on 02/19/2014 at 11:12 PM

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