Not all of us are hip enough to have a cable modem or DSL. The humble 56k-bound digital warrior is beset on all sides by the tyranny of giant dial-up ISPs. Don't believe those big guys who say their service offers superfast download speeds over a modem: They're exactly the same as everyone else. So why not keep your Net expenditures in a local coffer? MonkeyBrains.net is a great local ISP with a personal touch. Having a problem? Can't get online? Call Rudy, the owner, on his cell phone for free tech support! There are no automated telephone systems and no unintelligible, underpaid customer-support representatives. Just good old-fashioned do-it-yourself Internet service. He'll even consider barter if you can't afford to pay. And what could be cooler than having firstname.lastname@example.org as your e-mail address? Well, okay, a few things.