Your credit score sucks. Your credit score is great but you have a minuscule down payment. You need a second mortgage now. You're a first-time homebuyer with the shakes. Or maybe you just hate dealing with banks. Welcome to that handy financial savior, the loan broker. Some are good, some are awful, but certainly our pick for the best (and most zealous) is Patricia Fleming. She can squeeze a custom-fit loan (residential, commercial, or construction) out of the right lender in a flash. Perhaps just as important, she's a calm, steady hand on the tiller of your First Home Purchase anxiety. She's there at every step, she's reliable, she looks for ways to save you money, and she's fast. And when you finally close the deal on that dream house, Fleming gives you one of her classy watercolors to grace your wall.